Terms of Use

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Effective Date: August 25, 2025
Company: Simon and Stein Benefits Group LLC
Website: www.simonandsteinbg.com

Welcome to www.simonandsteinbg.com. By accessing or using our website, resources, services, or tools (collectively, “Resources”), you agree to be bound by the following Terms of Use (“Agreement”). Please review this Agreement carefully. If you do not agree, you should discontinue use of this website immediately.

We may update or modify this Agreement at any time without prior notice. Continued use of the website constitutes acceptance of the revised terms.

By using our Resources, you agree to:

• Use them only for lawful purposes and in compliance with this Agreement and applicable Texas and federal laws.
   
• Provide accurate and current information when requested.
   
• Maintain the confidentiality of any login credentials and be responsible for all activity under your account.
   
• Refrain from attempting to access our systems or Resources by any unauthorized or unethical means.
   
• Avoid disrupting, duplicating, or reselling our Resources without express written permission.
   

Our website may include blogs, forms, social media links, or other interactive features. You agree not to post or distribute content that is:

• Unlawful, defamatory, harassing, abusive, or otherwise inappropriate.
   
• Infringing upon copyrights, trademarks, or proprietary rights of others.
   
• Misleading, fraudulent, or impersonating another individual or organization.
   
• Advertising or promotional material not expressly permitted by us.
   

We reserve the right to remove any content at our discretion. Content you voluntarily submit through these tools becomes the property of Simon and Stein Benefits Group LLC, subject to applicable law.

All content on this website, including text, graphics, branding, logos, and designs, is the property of Simon and Stein Benefits Group LLC or our licensors and is protected under U.S. copyright and trademark law. Unauthorized reproduction, distribution, or modification is prohibited.

Our Resources are provided on an “as is” and “as available” basis. We make no warranties that:

• The Resources will meet your expectations or requirements.
   
• Access will be uninterrupted, secure, or error-free.
   
• Any defects will be corrected promptly.
   
• The information provided is guaranteed to be accurate or complete.
   

Any use of our website or downloaded content is at your own risk.

As an employee benefits brokerage firm, Simon and Stein Benefits Group LLC provides consulting, brokerage, and support services to help businesses evaluate, select, and administer benefit programs. However, we do not guarantee:

• The availability, terms, or continued performance of any insurance carrier, vendor, or third-party provider.
   
• The approval, timeliness, or payment of claims.
   
• Any specific cost savings, tax benefits, or compliance results.
   
• That future regulatory or insurance carrier changes will not affect your coverage or costs.
   

Insurance products are subject to the terms and conditions of the applicable insurance carrier or provider. Our role is advisory; we do not control carrier decisions, claims processes, or regulatory outcomes.

To the fullest extent permitted by Texas law, you agree that any claim against us will be limited to the amount paid, if any, for use of our services. We shall not be liable for any indirect, incidental, or consequential damages, including but not limited to loss of business, revenue, or data.

You agree to indemnify and hold harmless Simon and Stein Benefits Group LLC, its owners, employees, and affiliates from any claims, liabilities, damages, costs, or expenses (including attorneys’ fees) resulting from your violation of this Agreement or misuse of our Resources.

We may suspend or terminate your access to the website at our discretion, with or without notice, for violations of this Agreement or suspected unlawful activity. Upon termination, your right to use our Resources will cease immediately.

This Agreement shall be governed by and construed in accordance with the laws of the State of Texas, without regard to conflicts of law principles. Any disputes shall be brought exclusively in the state or federal courts located in Bexar County, Texas. You consent to the jurisdiction and venue of these courts.

If you have any questions about these Terms of Use, please contact us at:

Simon and Stein Benefits Group LLC
San Antonio, Texas
Website: www.simonandsteinbg.com

Email: info@simonandsteinbg.com